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Discretionary Expense is calculated as Total Discretionary Expense = $64,000 $55,000 Total Discretionary Expense = $9,000 This is the leftover with her total discretionary income which she can use to save/invest or spend

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**Product contains benzyl alcohol as an inactive ingredient Contraindications for Benzyl Alcohol This preparation is not advised in patients who are sensitive to cobalt and/or vitamin B12

Patients on Certain Medications : Some drugs can interfere with B12 absorption