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Instead, you must follow a regulated two-stage process: Corporate Group Plan (Stage 1: Internal Migration at least 45 days before leaving job) Retail Individual Plan with SAME Insurer (Stage 2: External Portability at the next annual renewal window) Retail Individual Plan with NEW Insurer Stage 1: Internal Migration Under IRDAI guidelines, every member of a corporate group policy has the statutory right to migrate to an individual retail plan with the same insurance company upon leaving their organization

Also, never speak with a cigar in your mouth, if you have something to say, take the cigar out of your mouth first and then speak

As Varenicline and Bupropion require time to show effects, they should ideally be started a week to several weeks before the official quit date

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